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Your first payslip: why your pay is lower than you expected

First job? Nice one.

When payday hits, it can be a shock to see less money than you expected in your bank account.

Here’s why — and how to plan for it

From your first job, deductions like income tax and National Insurance are taken automatically. This is normal, but it often surprises people the first time they get paid.

Understanding your payslip early helps you plan your spending properly and avoid stress in future months.

Which deduction surprised you the most — and do you need to plan for it next month?

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