You’re not alone, and this is one of the most common budgeting problems when you’re starting work or living independently.
List your non-negotiables first — rent, travel, phone, Wi-Fi — so you know what your money has to cover every month.
Set a weekly spending pot for wants, not a daily free-for-all.
Turn on automatic transfers to savings the moment you’re paid, before you have a chance to spend it.
Review once a week. Adjust if needed — don’t quit.
Element Properties & Co trading as Element Properties Alexandra Park Ltd is not responsible or liable in any manner for the content input in the spreadsheet and or in any connection of our services whether completed on or behalf of a client, or not. It is the responsibility of the user to verify all data input and keep a back up of all information input as to not solely rely on the information within the spreadsheet. A user is solely responsible for managing and interacting with the spreadsheet to ensure all relevant updates and information is verified and checked. We will not be liable for any damage, harm or missing information whether flagged, or not, during the use of the spreadsheet. It is the sole responsibly of the user to verify that all legal compliances are kept up to date and no responsibility is taken by Element Properties Alexandra Park Ltd to maintain this.
Element Properties & Co trading as Element Properties Alexandra Park Ltd is not responsible or liable in any manner for the content input in the spreadsheet and or in any connection of our services whether completed on or behalf of a client, or not. It is the responsibility of the user to verify all data input and keep a back up of all information input as to not solely rely on the information within the spreadsheet. A user is solely responsible for managing and interacting with the spreadsheet to ensure all relevant updates and information is verified and checked. We will not be liable for any damage, harm or missing information whether flagged, or not, during the use of the spreadsheet. It is the sole responsibly of the user to verify that all legal compliances are kept up to date and no responsibility is taken by Element Properties Alexandra Park Ltd to maintain this.